HAROLD SHELDON REYNOLDS
For three generations the name of Reynolds has been closely interwoven with the financial history of Toledo. It
has become a synonym for high standards of banking, for progressiveness in all that relates to financial affairs
and for unsullied integrity in the conduct of all lines of business with which representatives of the name have
been associated. It has been said that a man is fortunate who has back of him an ancestry honorable and distinguished
and he is certainly happy if his lines of life are cast in harmony therewith. In person, in talents and in character
Harold Sheldon Reynolds is a worthy scion of his race and the business interests instituted by his grandfather,
ably carried on by his father, are being still further promoted through more youthful enterprise and zeal, while
experience is adding to that sound judgment which must preface the wise and successful management of any undertaking.
He is a grandson of Colonel Sheldon Clark Reynolds, one of the early bankers and pioneer grain men of Toledo, and
a son of Frederick Jesse and Ida Louise (Stone) Reynolds mentioned elsewhere in this work.
Harold Sheldon Reynolds was born in Toledo, February 1, 1885, and in the acquirement of his education pursued his
studies in the Toledo grammar and high schools, while later he enjoyed the advantage of training in St. Paul's
School for Boys at Garden City, Long Island. He afterward continued his education in both the literary and law
department of the University of Michigan and then initiated his business experience in connection with the old
firm of Reynolds Brothers, grain merchants, with which he was identified from 1905 until the firm passed out of
existence in 1909, owing to the increasing importance of the financial interests with which his father and grandfather
had become associated. It was in the latter year that Harold S. Reynolds entered the First National Bank and went
through the various departments, and in 1912 he was selected to the directorate as the successor of his grandfather.
In 1915 he was called to official position by being made vice president of the First National Bank of Toledo and
continued in that position until 1923, when he was elected president, thus becoming the head of one of the oldest,
most stable and most extensive banking institutions of the northwestern section of the state. It was founded in
1851 as a private bank and organized under the national banking act in 1863 that was passed in that year and is
of almost unlimited resources with an unsurpassed reputation of stability and efficient service. The bank is capitalized
for five hundred thousand dollars, has a surplus of a million dollars and undivided profits of a half million,
while the total resources of the bank are more than twelve million dollars. Mr. Reynolds is one of the youngest
men in the country at the head of an institution of the size of the First National Bank. While the interests of
the First National claim the major part of the time and attention of Harold S. Reynolds, he has also figured quite
prominently in manufacturing and real estate circles and in connection with other business interests which figure
in the commercial and industrial life of the city.
On the 3d of February, 1909, Mr. Reynolds was married to Miss Rachel Reed Ketcham of Toledo. Mrs. Reynolds is a
granddaughter of Valentine H. Ketcham, who was prominent as a banker and merchant here from early times and the
family has long been an honored and prominent one in connection with the social life of the city. Four children
have been born of this marriage: Mary Virginia, Rachel Ketcham,(II); Harold Sheldon, Jr.; and Rosalie. Mr. and
Mrs. Reynolds attend the Trinity Episcopal church and he is identified with a number of the leading clubs of the
city, including the Toledo. Toledo Country. Inverness, Cananor Hunt and Polo, Commerce, Toledo Automobile, and
the Sylvania Golf and Castalia Trout clubs. He likewise belongs to the Bankers Club of New York and to the Psi
Upsilon fraternity of Ann Arbor. Michigan. Unlike many of the sons of wealthy men he has not placed his dependence
upon family position and prestige but after the manner of his forbears has earned his high position in business
circles through capability and merit, making his name like that of his father and grandfather a synonym for forcefulness
in the banking world and of initiative and enterprise in connection with still other business interests.
Toledo and Lucas County, Ohio
BY: John M. Killits, A.M., LL.D.
S. J. Clarke Publishing Company
Chicago and Toledo
Lucas County, Ohio Biographies
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