WILLIAM CLIFTON CARR
Banking institutions are the heart of the commercial body and indicate the healthfulness of trade and there is
no institution which has done more to maintain stable conditions and contribute to the general development and
progress along the lines of business in Toledo and northwestern Ohio, than the Second National Bank, of which William
Clifton Carr is the vice president. He is a banker of thorough training, wide experience and of progressive spirit
and aim and his labors have indeed resulted beneficially to Toledo along this and other lines as well.
William Clifton Carr is a native son of the city. He was born August 18, 1873, the only son of Spencer D. and Martha
Louise (Richards) Carr. The family has long been prominently known in banking circles here the father was the dean
of Toledo bankers and chairman of the board of directors of The Commerce Guardian Trust & Savings Bank, at.the
time of his death in 1922.
William C. Carr completed his preliminary education by graduation from the Toledo high school with the class of
1892 and in the following October made his initial step in the business world as a messenger boy in the Second
National Bank. Throughout the intervening period, covering three decades, he has remained in the bank, steadily
working his way upward from a humble position to one of executive control. On the 10th of January, 1905, he was
advanced from the position of assistant cashier to that of cashier and later he became the first vice president,
in which connection he has continued. His labors have been an element in the steady growth and expansion of the
bank, which is capitalized for a million dollars and has a surplus of double that amount, while its total resources
exceed fifteen million dollars. He is treasurer of the Holland Bread Company, also of the Fifty Associates Company.
His name is likewise on the directorate lists of the Toledo Steel Castings Company, Toledo Steel Tube Company,
The Gasser Coffee Company, The Blade Printing and Paper Company, and of the Allen Manufacturing Company, of which
he is the president. For two and a half years he served as president of the Business Men's Club, following its
organization and later he became a prominent member and influential worker in its successor, the Toledo Commerce
Club. He is also a member of the board of education and was its president for two years.
On the 18th of July, 1899, at Bowling Green, Ohio, Mr. Carr was married to Miss Cora Elizabeth Crime, a daughter
of the Rev. J. M. Crim and a granddaughter of the Rev. Jacob Biddle, who was one of the first circuit riders of
Ohio, riding from town to town on horseback, carrying the message of the gospel into the frontier districts of
the state. Mr. and Mrs. Carr have become parents of six children: Robert Spencer, Richard Clarence, William Paul,
Elizabeth, Rachel and Louise.
The religious faith of the family is that of the Presbyterian denomination and for a number of years Mr. Carr has
been one of the elders of the Collingwood Avenue Presbyterian church. His political endorcement has always been
given to the republican party since age conferred upon him the right.of franchise: Fraternally he is a member of
Sanford L. Collins Lodge, F. & A. M., has attained the thirty second degree of the. Scottish Rite, and is a
Noble of Zenobia Temple, Mystic Shrine. He is a prominent member of the Toledo Club, the Country Club, the Inverness
Club and the Toledo Yacht Club. He is typically American in his standards of life and thought, in his activities
and in his appreciation of true democracy, and at all times he is a splendid example of the highest type of American
Toledo and Lucas County, Ohio
BY: John M. Killits, A.M., LL.D.
S. J. Clarke Publishing Company
Chicago and Toledo
Lucas County, Ohio Biographies
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