Biography of Frank L. Smith
St Lawrence County, NY Biographies

Smith, Frank L., Potsdam, was born in Mansfield, Cattaraugus county, N. Y., May 27, 1860. On the paternal side the ancestors were from Rhode Island, and were of English descent. On the maternal side they were of Scotch origin. The grandfather of our subject, Hezekiah, was a captain of militia and a native of this State, Lorenzo H., father of our subject, was born in Otsego county, followed farming and is now a resident of Cherry Creek, Chautauqua county. Our subject was one of a family of six, of whom Frank was the oldest son. His early life was spent in Cattaraugus county. He was educated in the common schools and assisted on the homestead until twenty years of age. In 1880 he was engaged as bookkeeper in the bank of Ellicottville, Cattaraugus county, where he was employed until 1887, rising from one position to another until he became the head bookkeeper. In December, 1886, he came to Norwood for the purpose of starting a bank, and the project culminated in January, 1887, Mr. Smith taking the position of cashier. The State Bank of Norwood was opened for business May 1, 1887, and under the efficient management of Mr. Smith it has grown to be a financially successful institution, and a great benefit to the community at large. Mr. Smith is a member of Norwood Lodge I. O. O. F. He married in 1887 Carrie B. Armstrong, of Mansfield, Cattaraugus county.

Our County and it's people
A memorial record of St. Lawrence County, New York
Edited by: Gates Curtis
The Boston History Co., Publishers 1894

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